Build a home with love, frugality and hard work.
A home is a place of sanctuary where you know your family will be safe.
Holding on to a huge mortgage loan will destroy the very place you and your wife have tried so hard to build.
I believe the best way to buy a home is 100% upfront payment.
It may be hard but it will be worth it.
There are Singaporeans out there who save for years and use various grants to achieve this goal, and they have done so with careful planning and teamwork.
A home should be a blessing to your family, not a financial nightmare. But if you are going to buy a home with a mortgage, the next best thing is a smart home mortgage loan plan.
Here are 5 basic checks to follow when building your dream home: