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What is Minimum Occupation Period (MOP)?

Minimum Occupation Period (MOP) is a policy HDB has for homeowners, dictating that homeowners have to stay in their HDB for at least 5 years.

In these initial 5 years, they are unable to sell or rent out the whole property.

“What if I need to sell or rent out my property due to reasons such as living too far away from our sick parents and needing to spend time with them and take care of them?”

“Could I appeal to HDB with my case?”

These are questions you may be asking yourself.

To answer those questions: Yes!

However, HDB has the final say in the case on whether the appeal is approved, as it needs to be a genuine case.

This is because selling the property within the 5 years is a major deviation from the HDB policies.

All you need to do is email your HDB branch manager with your reason for the appeal and explain your case with the necessary documents.

If you get the appeal, there are instances where you need to pay the stamp duty, ranging from 0% – 12%.

Please seek professional advice and do your calculations on whether you have to pay any seller stamp duty.

If you don’t get the appeal, don’t get too upset with HDB or the government.

As mentioned before, it is a major deviation from HDB policies.

HDB homeowners have to serve the 5-year MOP.

If you didn’t get the appeal, chances are others didn’t get the appeal either.

There are alternatives that you can seek such as renting out spare rooms of your property, and living with your parents, or selling your parents’ property, allowing them to stay with you.

That is all about the Minimum Occupation Period (MOP).

I hope this blog post has made you a more informed homebuyer in your property investment journey in the future.


Andik Imran

Engage a professional Singapore real estate agent

   ANDIK IMRAN | BSc Business
CEA Reg No: R061801F

9450 8732
PropNex Realty Pte Ltd

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