Is the CPF Retirement Scheme Enough for Singaporeans in Their Old Age?
Delve into the CPF myth, as well as the steps retirees can take to ensure a financially secure retirement in Singapore.
Newbie guide to buying your first HDB home
This post is dedicated to my two friends who are getting married and planning to get their first matrimonial home this year. So how does one begin to buy a property without prior experience or the skills needed to ensure a smooth transaction? We tend
What is an Asset Progression Plan?
An asset progression plan is a plan to enhance the value of your net worth. Find out how it’s possible to improve the quality of your life.
What You Wish You Knew a Year Ago About 1M65?
1M65 is a CPF investment strategy created by Mr. Loo Cheng Chuan in hopes of helping Singaporean couples become millionaires by retirement.
Why wiping out your CPF to pay your property is a dumb move?
Everywhere you turn, you hear how bad it is to carry debt. So naturally, it is logical to think that paying for your home in full is the smartest choice.
Why do older properties start to depreciate?
For many property buyers, price is the main consideration they have when buying a property. They would buy older properties because it tend to cost lesser. It might look like a steal to make such a purchase. However, it is not suitable for everyone, especially
Buying a property in Singapore at 35
If you just turned 35, congratulations on reaching yet another milestone which will create amazing new opportunities such as buying your first property in Singapore! At this prime age, you will be able to buy a HDB under the Singles Scheme. However, before you start
What is Home Protection Scheme?
I am a firm believer of having a safety net. It is even more crucial when we are making any life-changing choices. Buying a home is one of our life-changing moments and we should be adequately prepared for the worst. Buying a home insurance one
New Housing Grant: A Blessing in Disguise
The Government has announced more grants for new homes buyers. The responses were mixed, like many policies that were implemented. New homebuyers were, of course, delighted. Many, like myself, were a bit annoyed, mainly because of jealousy. However, after thinking about it, it can be
Why do we want to use a 15-year or less mortgage?
If you are new to the property lingo, mortgage refers to a loan for buying a house. Homebuyers usually take a mortgage when they do not have the means yet to buy upfront with cash. And even if they do, they feel that buying the
