Downpayment Archives ⋆ Singapore's Real Estate Dad

How much must you earn to own a property in Singapore?

October 27, 2020

I'm sure many of us will want to achieve financial freedom as soon as possible. But for most Singaporeans, even if we do not take a car loan, do not have credit card debt or have already fully paid off our university loans; there is

Bank loan vs HDB loan-Andik Imran-Real Estate Dad

Bank loan vs HDB loan: Which is the better option?

April 13, 2020

For most of us, it is impossible to buy our homes without a loan. Housing loan is considered one of the safest loan for lenders. Hence, the interest rates are relatively lower as compared to other loans such as a motor vehicle loan. For Singaporeans,

Newbie guide to buying your first HDB home

April 4, 2020

This post is dedicated to my two friends who are getting married and planning to get their first matrimonial home this year. So how does one begin to buy a property without prior experience or the skills needed to ensure a smooth property transaction? We

Why do we want to use a 15-year or less mortgage?

October 11, 2019

If you are new to the property lingo, mortgage refers to a loan for buying a house. Homebuyers usually take a mortgage when they do not have the means yet to buy upfront with cash. And even if they do, they feel that buying the

Your home is not an asset, why invest?

September 24, 2019

Whatttt... Why is my home not an asset? Regardless of what other people may say, a home is never meant to be an asset. It is a place where we house our aspirations, our hopes and our future. A home requires a lot of our love

5 basic checks before buying a home

September 16, 2019

Home is a place of sanctuary where you know your family will be safe. Holding on to a huge mortgage loan will destroy the very place you and your spouse have tried so hard to build. I believe the best way to buy a home

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