This post is dedicated to my two friends who are getting married and planning to get their first matrimonial home this year. So how does one begin to buy a property without prior experience or the skills needed to ensure a smooth transaction? We tend
While there are a lot of us who would try to stay away from debt, I would reiterate again that not all debts are bad. Some examples of really, really nasty debts are credit card debts, loans you get from the pawn shops or even
An asset progression plan is a plan to enhance the value of your net worth. Find out how it’s possible to improve the quality of your life.
If we start to ask ourselves this question, great, we are finally #adulting. Both investment vehicles have historically increased their value over the years. Before we dive into which of the two is a better investment vehicle, in the long run, let's compare their difference
Hidden fees can make having a mortgage expensive. Here are some fees to be aware of when getting a mortgage. Most of us skip reading the terms and conditions of our mortgage. It's important that we understand how hidden fees can affect our bank accounts.
I'm sure many of us will want to achieve financial freedom as soon as possible. But for most Singaporeans, even if we do not take a car loan, do not have credit card debt or have already fully paid off our university loans; there is
I always get this kind of questions a lot by home buyers: "How's the property market today?" "Eh now buyers' market leh. Why is your unit so expensive?" So what exactly is a buyers' market? Buyers' market definition Buyers' market means that the supply in
For most of us, it is impossible to buy our homes without a loan. Housing loan is considered one of the safest loan for lenders. Hence, the interest rates are relatively lower as compared to other loans such as a motor vehicle loan. For Singaporeans,
Progressive payment scheme is when you have the option of paying for your new home progressively in stages, rather than all at once. This payment feature attract more buyers to buy uncompleted properties or properties under construction. Many home/property buyers are hesitant to buy properties
I personally do not like to take loans. Even when buying a car, I bought one that I could afford with cash on hand. At times, taking a loan can have its merits. For example, using a credit card with 0% interest instalment plan. When