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What is a Singles Grant?

Single, 35 and Driven.

Being single and 35 comes with a lot of perks. You are motivated, focused, at the prime of your career and best of all, you can have your own subsidised bachelor/bachelorette pad. You can now apply for a HDB flat. Read on if you wish to buy a flat under your own name. You can purchase one under the Single Singapore Citizen Scheme.

What type of flat can I apply?

You can apply for both BTO and Resale flats.

If you are planning to buy a BTO, singles can only buy 2-room Flexi units at non-mature estates. Non-mature estates refer to estates that are less than 20 years old. There is also an income ceiling capped at $6,000 (99-year lease) and $12,000 (45-year lease).

For resale flats, there are no such restrictions.

Grants available for Singles

Singles Grant (Resale only)

2- to 4-room resale flat5 room resale flat

Enhance Housing Grant for Singles (Resale & BTO)

Average Monthly Income Over 12 MonthsEHG Amount
Not more than $750$40,000
$751 to $1,000$37,500
$1,001 to $1,250$35,000
$1,251 to $1,500$32,500
$1,501 to $1,750$30,000
$1,751 to $2,000$27,500
$2,001 to $2,250$25,000
$2,251 to $2,500$22,500
$2,501 to $2,750$20,000
$2,751 to $3,000$17,500
$3,001 to $3,250$15,000
$3,251 to $3,500$12,500
$3,501 to $3,750$10,000
$3,751 to $4,000$7,500
$4,001 to $4,250$5,000
$4,251 to $4,500$2,500

Proximity Grant (Resale only)

To live with parents/ childTo live near parents/ child (within 4km)

There are 2 grants that are available for first-timer singles Singapore Citizen and the grants will be dependent on the applicant’s income and the type of flat you apply. The 2 grants are Singles Grant and Enhanced CPF Housing Grant (EHG) (Singles).

For singles applying to live with/near parents or child, they are eligible for Proximity Grant. You can use HDB’s Distance Enquiry for Proximity Housing Grant e-Service to check whether the HDB resale flat you intend to buy is within 4 km of your parents’/children’s HDB flat or private residential property they live in.

If you are planning to buy a BTO flat, you are only eligible for the EHG Grant.

For Resale flat, you are eligible for all of the 3 grants, if you meet all the requirements.

For more details, visit Single Singapore Citizen Grants.

Considerations when applying for a BTO

  • You can only get one grant, which is the Enhanced CPF Housing Grant (EHG) (Singles).
  • You can only buy 2-room Flexi units at non-mature estates.
  • There is an income ceiling limitation.
  • You have to wait another 3 or more years to get your keys. (Yikes!)
  • Non-mature estate means less facilities such as MRT and hawker centre.

Considerations when applying for a Resale

  • You can get all the grants if you meet all the requirements.
  • No restrictions on the type of flats you can buy.
  • There is no income ceiling.
  • Ready to move in. Best if property requires minimal renovation.
  • Some properties can be quite old and require more renovation works.

In my opinion, there are more pros in buying a Resale flat versus buying a BTO. However if you earn more than $7,000 a month, you may want to consider buying a private property instead as you will not be eligible for any grants.

Feel free to contact me to discuss more.

Andik Imran

Engage an agent who serves, not sells

ANDIK IMRAN | BSc Business
CEA Reg No: R061801F

9450 8732
PropNex Realty Pte Ltd

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